Your Investment Strategy.
Our Financing Solutions.
At Creative Property Funding, we understand that every real estate investor's journey is unique. Some choose to focus on a single investment type, while others diversify to expand their portfolios. Whether you’re tackling one property renovation at a time or rapidly growing your investment portfolio, we offer fast and flexible loan solutions tailored to support your real estate investment goals. Let us provide the financing that brings your strategy to life.
At Creative Property Funding, we offer tailored financing solutions to help real estate investors maximize their cash flow, whether you’re focusing on a single rental property or managing a large portfolio. Our flexible loan programs are designed to fit your needs, with competitive rates and terms.
Loans amounts up to $2 million
Flexible interest rate options: Interest-Only or Fixed
Up to 80% LTV on purchases and rate/term refinances, up to 75% on cash-out refinances
No personal income requirements
Financing available for 1-8 unit properties
Rates as low as 6.3%
Explore our Single Family Rental Loan options today and find the best financing solution for your investment properties.
At Creative Property Funding, we understand that short-term rental investments require flexible and tailored financing solutions. Our competitive short-term rental loan program is designed to meet the unique needs of real estate investors and offer more options than many traditional private lenders.
Key Features:
Up to 75% LTV on purchases
Up to 70% LTV for cash-out refinance
Minimum FICO 700 required
Loan structure options include fixed-rate and interest-only
With our short-term rental loans, you get the versatility and personalized service needed to successfully grow your investment portfolio.
Creative Property Funding offers Fix and Flip Bridge Loans for real estate investors who need to close deals quickly or secure extra time to finalize their investment strategies. This flexible financing option allows you to act fast and acquire properties while perfecting your business plan.
Fast closing for quick action
No prepayment penalties
Up to 80% Loan to Value (LTV)
Longer Terms
Cash-out options available
Loans ranging from $75K to $3M
Move quickly and confidently with our bridge loan solution designed to streamline your property investments.
Creative Property Funding: Investment Property Mortgages Made Easy
At Creative Property Funding, we specialize in financing solutions for real estate investors looking to grow their portfolio with non-owner-occupied mortgages. These loans, designed for investment properties such as rental homes or small residential buildings (1–4 units), work differently than traditional home loans.
What Is a Non-Owner-Occupied Mortgage?
A non-owner-occupied mortgage is tailored for borrowers who intend to invest in properties without living in them. It’s perfect for those looking to purchase rental properties but doesn’t cover larger multi-unit buildings like apartment complexes.
Key Differences:
Higher Mortgage Rates: Investment properties carry more risk, so lenders typically charge higher rates compared to personal home loans.
Shorter Loan Terms & Larger Down Payments: Lenders often require larger down payments and may offer shorter loan terms due to the nature of these investments.
For real estate investors, understanding these nuances is crucial to making informed decisions. At Creative Property Funding, we’ll guide you through the process, offering personalized advice and fast approvals so you can take advantage of investment opportunities with confidence.
Ready to finance your next investment property? Contact us today!